28 Oct, 2025

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Terms and Conditions

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Welcome to insightswithruchi.com!

Terms & Conditions for https://insightswithruchi.com

Effective Date: 17 June, 2025

Welcome to https://insightswithruchi.com (“Website”, “we”, “our”, or “us”). By accessing or using this Website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use the Website.

  1. Intellectual Property Rights

Unless otherwise stated, all content on this Website—including text, images, graphics, videos, and other materials—is the intellectual property of https://insightswithruchi.com and/or its licensors and is protected under Indian copyright laws.

You may access this content for personal, non-commercial use only. You must not:

    • Republish material from this Website
    • Sell, rent, or sub-license material
    • Reproduce, duplicate, or copy material
    • Redistribute content without permission
  1. User-Generated Content

You may post comments or content on the Website, provided that:

    • You own or have the necessary rights to post such content.
    • The content does not infringe on any third-party rights.
    • It is not defamatory, obscene, offensive, or unlawful.
    • It is not used for commercial solicitation or unlawful activity.

By posting content, you grant us a non-exclusive, royalty-free license to use, reproduce, and distribute your content in any media.

We reserve the right to monitor, edit, or remove any content that violates these terms.

  1. User Conduct

You agree not to:

    • Engage in harassment, hate speech, or illegal activity.
    • Upload malware, spam, or harmful code.
    • Attempt unauthorized access to the Website.
    • Misrepresent your identity or affiliation.

Violation of these rules may result in suspension or termination of access.

  1. Cookies and Tracking

We use cookies to enhance your browsing experience. By using this Website, you consent to our use of cookies in accordance with our Privacy Policy. You may manage cookies through your browser settings.

  1. Hyperlinking Policy

Certain organizations may link to our website without prior approval, including:

    • Government agencies
    • Search engines
    • News organizations
    • Online directories

Other organizations may request approval by contacting us at [email protected]. Approved links must not be misleading or imply endorsement.

  1. iFrames

You may not create frames around our webpages without prior written permission that alter the visual presentation or appearance of our website.

  1. Content Liability

We are not responsible for content appearing on external websites that link to us. You agree to indemnify us against any claims arising from your website’s content or links to our Website.

  1. Disclaimers
    • We do not guarantee the accuracy or completeness of content on this website.
    • We are not liable for any loss or damage resulting from your use of the website.
    • The website may be temporarily unavailable due to maintenance or technical issues.
  1. Limitation of Liability

To the fullest extent permitted by law, we disclaim all warranties and liabilities related to the Website. Nothing in this disclaimer will:

    • Limit liability for death or personal injury caused by negligence.
    • Limit liability for fraud or fraudulent misrepresentation.
    • Limit any liabilities not permitted under applicable law.
  1. Governing Law and Jurisdiction

These Terms are governed by the laws of India, specifically the laws of the State of Telangana. Any disputes shall be subject to the exclusive jurisdiction of the courts in Hyderabad, Telangana.

  1. Affiliate and Sponsored Content
    • This Website may contain affiliate links. We may earn a commission if you make a purchase through these links, at no extra cost to you.
    • Sponsored content will be clearly disclosed. All opinions expressed are our own.
  1. Payments and Subscriptions

If the Website offers paid services or subscriptions:

    • All payments are processed securely
    • Subscription terms, cancellation, and refund policies will be clearly stated on relevant pages
  1. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Website constitutes acceptance of the revised Terms.

  1. Contact Information

For questions or concerns, please contact us at [email protected]
Location: Hyderabad, Telangana, India

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